The Exchanges: A Discussion

On February 1, 2013 By Tevis

On January 24, 2013, the Department of Labor (DOL) announced that the employer-provided notice (regarding the existence of the Exchanges, the availability of premium tax credits, and related matters) has been postponed until it issues supporting regulations. It anticipates issuing … Continue reading


Health Care Reform: Be Prepared, It’s Later than You Think

On February 1, 2013 By Tevis

Most employers must prepare now to greet the full implementation of the Affordable Care Act (ACA) and its related guidance (Health Care Reform). Employers with more than 50 employees must develop their strategies regarding future hires, choice of plans, and … Continue reading


February 2013 BenefitsBuzz

On February 1, 2013 By Tevis

Relief for Non-calendar Year Plans On Jan. 2, the IRS published proposed regulations addressing numerous issues with the Affordable Care Act’s (ACA’s) shared responsibility requirements. These proposed regulations include a special transition rule that provides relief from penalties for non-calendar … Continue reading


The American Taxpayer Relief Act of 2012: How This “Fiscal Cliff” Resolution Impacts Employee Benefits

On January 10, 2013 By Tevis

The legislation crafted over the final weekend of 2012 contains a number of employee benefit related changes. In addition to terminating the Bush-era tax rate for individuals with taxable income over $400,000 ($450,000 for joint filers) and making the Bush-era … Continue reading


Up Coming Affordable Care Requirement For Employers

On September 28, 2012 By Tevis

Because Healthcare legislation can be overwhelming and most information out there just outlines what the laws says we have created a straight forward and instructive update on what you as an employer need to do to be in compliance with … Continue reading


2012-8 – First Circuit Rules DOMA Unconstitutional

On June 8, 2012 By Tevis

Last week, the First Circuit found that the federal Defense of Marriage Act (“DOMA”) is unconstitutional. (The three-judge panel, which issued a unanimous opinion, included two Republican appointees and one Democratic appointee.) The First Circuit has put a “hold” on … Continue reading


Should Businesses Be Bidding Out Their Health Plan?

On May 8, 2012 By Tevis

It May Be Good Strategy for Inviting Competition and Providing Benefits at the Best Price, But Employers Should Consider the Drawbacks as Well. Employer-sponsored benefit plans are clearly seen as a valuable and important employee benefit, but also can be … Continue reading


Hiring an Employee Benefits Broker

On April 24, 2012 By Tevis

In today’s turbulent economy, it is imperative for businesses to save money when selecting employee benefits. Health benefits costs have spiraled upward significantly in the last decade, while at the same time, employees have been looking for much more when … Continue reading


Reduce Your Benefits Cost

On April 3, 2012 By Tevis

The enormous expense of providing health care to employees continues to be burdensome for many employers already challenged by tight finances. However, employers know these days that offering competitive benefits are a must for retaining and recruiting quality workers. Balancing … Continue reading


What Risk Factors Can Teach Us About Benefits Planning

On March 27, 2012 By Tevis

Moving Away from Fully-Insured With the enactment of health care reform now impacting the benefits arena and the cost of fully insured health plans from insurance carriers continuing to spiral upward, businesses may likely turn to some form of self-insurance … Continue reading